Terms of Service
Ironhaven Financial Partners, LLC
Last Updated: February 27, 2026
Agreement to Terms
By accessing or using the website ironhavenfinancial.com (“Website”) operated by Ironhaven Financial Partners, LLC (“Ironhaven,” “we,” “us,” or “our”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree with these Terms, please do not access or use our Website.
SMS/Text Messaging Terms
By opting in to receive text messages from Ironhaven Financial Partners, you consent to receive the following types of messages: appointment confirmations and reminders, policy status updates, quote follow-ups, and general account communications related to your insurance inquiries. Messages are not used for promotional or marketing purposes unless you separately consent to receive marketing messages.
Message frequency varies based on your interactions with our agency. Message and data rates may apply depending on your mobile carrier and plan. Ironhaven Financial Partners is not responsible for any charges from your wireless provider.
Carriers (including but not limited to AT&T, T-Mobile, Verizon, and others) are not liable for delayed or undelivered messages.
You may opt out of text messages at any time by replying STOP to any message. After opting out, you will receive one final confirmation message and no further texts will be sent.
You must be 18 years of age or older to opt in to our SMS services.
Description of Services
Ironhaven Financial Partners, LLC is a licensed insurance agency in the State of Florida. We provide insurance brokerage and advisory services, including but not limited to:
- Property and casualty insurance (home, auto, umbrella, flood)
- Life insurance (term life, whole life, indexed universal life, mortgage protection)
- Annuities (fixed, indexed, income annuities)
- Ancillary insurance products
We act as an independent insurance agent, presenting options from multiple insurance carriers to help you find coverage that fits your needs. We are not an insurance carrier and do not underwrite or issue insurance policies.
No Guarantee of Coverage
Information provided on this Website, including any quotes, estimates, or general descriptions of insurance products, is for informational purposes only and does not constitute a guarantee of coverage, a binder of insurance, or an insurance policy. All insurance coverage is subject to the terms, conditions, limitations, and exclusions of the actual insurance policy issued by the carrier. Coverage is not effective until an application has been approved by an insurance carrier and a policy has been issued.
Not Financial, Legal, or Tax Advice
The information on this Website and provided through our services is general in nature and should not be construed as financial, legal, or tax advice. Insurance product recommendations are based on the information you provide to us and general suitability considerations. We encourage you to consult with qualified financial, legal, or tax professionals for advice specific to your situation.
Accuracy of Information You Provide
You agree to provide accurate, current, and complete information when requesting quotes, submitting applications, or otherwise interacting with us. Inaccurate information may result in incorrect quotes, denial of coverage, policy cancellation, or denial of claims by the insurance carrier. You are responsible for reviewing all policy documents and notifying us of any errors.
Communication Consent
By submitting a form on this Website, calling us, or otherwise providing your contact information, you consent to receive communications from Ironhaven Financial Partners via:
- Phone calls to the number you provided
- Email to the address you provided
- SMS/Text messages to the mobile number you provided (if you opt in to text messaging)
You may opt out of text messages at any time by replying STOP. You may opt out of marketing emails by clicking the unsubscribe link in any email. You may request to be placed on our Do Not Call list at any time by contacting us.
See our Privacy Policy for full details on SMS messaging, including message frequency and opt-out instructions.
Intellectual Property
The content on this Website, including text, graphics, logos, images, and software, is the property of Ironhaven Financial Partners, LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Website without our prior written consent.
Website Availability and Accuracy
We make reasonable efforts to keep the Website operational and up-to-date, but we do not guarantee uninterrupted access or that all information is current, complete, or error-free. Insurance products, rates, and availability change frequently. We may modify, suspend, or discontinue any part of the Website at any time without notice.
Limitation of Liability
To the fullest extent permitted by law, Ironhaven Financial Partners, LLC, its members, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this Website or our services. Our total liability for any claim arising from these Terms or your use of the Website shall not exceed the amount you paid us for services in the twelve months preceding the claim.
This limitation of liability does not apply to liability arising from errors or omissions in the placement or servicing of insurance policies, which is covered by our Errors and Omissions insurance policy.
Indemnification
You agree to indemnify and hold harmless Ironhaven Financial Partners, LLC, its members, employees, and agents from any claims, losses, damages, liabilities, and expenses (including reasonable attorney fees) arising from your violation of these Terms or your use of our Website or services.
Third-Party Links
Our Website may contain links to third-party websites for your convenience. We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party websites. Accessing third-party websites is at your own risk.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles. Any disputes arising from these Terms or your use of the Website shall be resolved in the state or federal courts located in Florida.
Changes to These Terms
We may update these Terms from time to time. The updated version will be indicated by the “Last Updated” date at the top of this page. Your continued use of the Website after changes are posted constitutes your acceptance of the revised Terms.
Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
Contact Us
If you have questions about these Terms, please contact us:
Ironhaven Financial Partners, LLC
Email: kyle@ironhavenfinancial.com
Website: ironhavenfinancial.com
These Terms of Service are effective as of February 27, 2026.